Spellman financial services
insurance Advice
As well as providing Mortgage Advice. We can also present you with a range of Protection and Insurance Advice to help protect you and your family. Including Life Insurance Advice, Critical Illness Cover, Income Protection, Home and Landlords Insurance.
Our Insurance Advice
Wide Panel of Insurers
We advise on a wide panel of Insurers to ensure the right cover options and pricing for our customers
Highly rated
We are proudly rated 5 stars by over 100 of our customers on Vouched For, Google and Facebook.
Expert Advice
We provide comprehensive Advice on all of the below Insurance advice areas.
insurance
life insurance
life insurance advice
Life Insurance is a policy that will either pay a lump sum or regular lump sum payments on the passing of the insured person or persons. The policy can end after a certain period of time or provide cover for your whole life.
The lump sum can be used to pay off your Mortgage or just provide your loved ones with financial security at the time they need it most.
We work with some of the largest and most trusted providers in the UK. We’ll go through your individual circumstances to establish and recommend the right policy for you.
critical illness
critical illness cover advice
Critical Illness Cover is usually taken out as an add on to your Life Insurance policy. Like Life insurance, Critical Illness Cover will either pay out a lump sum or regular payments, but on the diagnosis of a Critical Illness.
It will provide cover against diagnosis of dozens of Critical Illnesses. The most common claims are for Cancer, Heart Attack & Stroke etc.
Each policy is different between providers. Some are more comprehensive and will payout on more conditions than others will, so it’s important to obtain advice.
We Advise on a wide range of large and trusted providers to help find the most comprehensive policy to fit your budget.
critical illness
critical illness cover advice
Critical Illness Cover is usually taken out as an add on to your Life Insurance policy. Like Life insurance, Critical Illness Cover will either pay out a lump sum or regular payments, but on the diagnosis of a Critical Illness.
Critical Illness Cover provides cover against diagnosis of dozens of Critical Illnesses. The most common claims are for Cancer, Heart Attack & Stroke etc.
Each Critical Illness policy is different between providers. Some are more comprehensive and will payout on more conditions than others will, so it’s important to obtain advice.
We Advise on a wide range of large and trusted providers to help find the most comprehensive policy to fit your budget.
income protection
income protection advice
Income Protection is often overlooked when customers come to us for help and advice on Protection. But if you’re self-employed or your employer provides you with limited or even no sick pay. The percentage chance of you needing to claim on an Income Protection Policy during your working life is huge.
There are quite a few different policies out there providing a range of benefits, with a range of providers, to match the needs of a wide range of customers.
We can save you time and stress by finding the right Policy for you, that meets your needs.
home insurance
home insurance advice
We can provide you with comprehensive buildings and contents advice to protect you and your home.
Did you know that most Mortgage Lenders will require you to have Buildings Cover on your property to protect their interests.
It is advisable to have any applicable insurances in place for when you come to exchange.
Home insurance
Home insurance advice
We can provide you with comprehensive buildings and contents advice to protect you and your home.
Did you know that most Mortgage Lenders will require you to have Buildings Cover on your property to protect their interests.
It is advisable to have any applicable insurances in place for when you come to exchange.
spellman financial services
Get in touch!
If you need professional Mortgage Advice, please click the button below.
Address & Telephone
102 Stoney Road, Coventry, West Midlands, CV3 6HY
Telephone: 07739387944
Email: luke@spellmanfs.co.uk
Opening Hours
Monday-Friday: 08:00 - 18:00
Saturday: 08:00 - 14:00
Sunday and other times: By appointment
More pages
Terms and Conditions
Privacy Policy
Spellman Financial Services is a trade name of Luke James Spellman which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 02/07/2026.
Spellman Financial Services is Registered in England. Registered Number: 14599504. Registered Address: 102 Stoney Road, Coventry, England, CV3 6HY.
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.