95% Mortgages in Coventry
Spellman Financial Services 95% Mortgages in Coventry following the budget Budget 2021 Following the 2021 budget, the Mortgage market was provided with the following boost: Stamp duty break extension until June 2021, before finally being phased out in October 2021....
Shared Ownership in Coventry
Spellman Financial Services Guide to shared ownership coventry Shared ownership coventry Shared ownership can be a great way to get onto the property ladder. And the good news is there are plenty of new developments offering Shared Ownership in Coventry. There is a...
What is loan to value
Spellman Financial Services What is LTV in Mortgages? What is loan to value? Loan to value in Mortgage terms is the percentage of your Mortgage in comparison to your property value. Loan to value example: Property purchase of £200,000 And a Mortgage of £180,000 Equals...
Mortgage Payment Holidays
The Chancellor and Mortgage Lenders have agreed that Mortgage Payment Holidays will be extended for another 3 months, for those that need it.
Self-Build Mortgages
Self-build Mortgages: If you’re thinking of building your own home, financing the project may be high on your list of priorities.
Journey of a First Time Buyer
Here we look at a case study of our customer as they talk us through their journey as a First Time Buyer. Including their hints and tips.
The Bank of Granny and Grandad
We’ve heard of bank of Mum and Dad helping First Time Buyers. But recently there has been an increasing rise in the bank of Granny and Grandad.
Better Budgeting
We are all guilty of over spending here or there. If you are saving for your first home or have other financial goals, we should consider better budgeting
What does Brexit mean to you
Whichever side you have been on, the 31 January 2020 undoubtedly marks a momentous point in the country’s history. What does Brexit mean for you.
Borrowing Options in your Later Years
There are an increasing number of options for borrowing into retirement. Here we look through your borrowing options in your later years.
Mortgage Prisoners may be able to Remortgage
Mortgage Prisoners is a term generally describing those who are trapped on a higher rate and unable to Remortgage on to a cheaper one.
Are you at the End of your Fixed Rate Deal
Are you coming to or are at the end of your Fixed Rate deal? Speak to a Mortgage Adviser about either Remortgaging or transferring over to a new product
Considerations for First Time Buyers
Buying your first home can be a daunting experience. Here we explore some handy hints and tips for First Time Buyers prior to starting the process.
End of Interest Free Equity Loan period
Are you coming to the end of your interest free equity loan period on your Help to Buy Equity Loan? There are several options that can be considered.
Should I use a Mortgage Broker
Should I use a Mortgage Broker and do I need a Mortgage Broker or should I just go direct to the bank? Getting advice saves time and money…
CIS Mortgages Coventry
CIS Mortgages enable Construction workers to obtain a much larger Mortgage through two mainstream Lenders. Get in touch for CIS Mortgage Advice in Coventry
Will Mortgage rates fall
Following base rate cuts over Coronavirus fears. Borrowers want to know if or when will Mortgage rates fall. And when to get a mortgage in 2020.
Recent Comments