Spellman Financial Services
Mortgage Brokers Coventry
Our mortgage blog
Spellman Financial ServicesWhat is LTV in Mortgages?What is loan to value? Loan to value in Mortgage terms is the percentage of your Mortgage in comparison to your property value. Loan to value example: Property...
The Chancellor and Mortgage Lenders have agreed that Mortgage Payment Holidays will be extended for another 3 months, for those that need it.
Key points to consider when taking out Life Insurance. These points are also true when taking out most of Insurance or Protection cover.
Self-build Mortgages: If you’re thinking of building your own home, financing the project may be high on your list of priorities.
While we don’t go through life expecting something bad to happen. We never know what’s around the corner. Protect yourself and your Family in 2020.
Here we look at a case study of our customer as they talk us through their journey as a First Time Buyer. Including their hints and tips.
We’ve heard of bank of Mum and Dad helping First Time Buyers. But recently there has been an increasing rise in the bank of Granny and Grandad.
We are all guilty of over spending here or there. If you are saving for your first home or have other financial goals, we should consider better budgeting
Whichever side you have been on, the 31 January 2020 undoubtedly marks a momentous point in the country’s history. What does Brexit mean for you.
Crowdfunding has become a common way to fund the cost of healthcare. But this wouldn’t be necessary if people had the appropriate cover in place.
Chances of you needing to claim on Insurance policies. And the importance of being Covered for as much as your budget will allow.
There are an increasing number of options for borrowing into retirement. Here we look through your borrowing options in your later years.
Mortgage Prisoners is a term generally describing those who are trapped on a higher rate and unable to Remortgage on to a cheaper one.
Income Protection is often a policy which is overlooked. However, it is the policy which is most like to pay out. See Income Protection Claims stats
Are you coming to or are at the end of your Fixed Rate deal? Speak to a Mortgage Adviser about either Remortgaging or transferring over to a new product
Here we look at the different types of Life Cover available and whether joint Life Cover for couples is the better than separate policies.
Buying your first home can be a daunting experience. Here we explore some handy hints and tips for First Time Buyers prior to starting the process.
There is one policy that can be overlooked by insurers for one reason or another. Here we look into the insurance policy that could prove critical.
Are you coming to the end of your interest free equity loan period on your Help to Buy Equity Loan? There are several options that can be considered.
Should I use a Mortgage Broker and do I need a Mortgage Broker or should I just go direct to the bank? Getting advice saves time and money…
CIS Mortgages enable Construction workers to obtain a much larger Mortgage through two mainstream Lenders. Get in touch for CIS Mortgage Advice in Coventry
Want to know when to Remortgage? You could save £100’s a month by switching your mortgage to a new lender or by changing products with your existing lender
Following base rate cuts over Coronavirus fears. Borrowers want to know if or when will Mortgage rates fall. And when to get a mortgage in 2020.
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Address & Telephone
14 Arundel Road, Coventry, West Midlands, CV3 5JU
Monday-Friday: 08:00 – 20:00
Saturday: 08:00 – 14:00
Sunday: By appointment
Other times: can be arranged by appointment